Under Federal law, a debt collector who is trying to collect a debt owed to another company is required to stop contacting you if you ask them in writing not to contact you. (Unfortunately, this Federal law does not apply to original creditors – the company that issued the credit.) If the debt collector fails to stop contacting you after you send the letter, you may be able to sue the debt collector for attorney fees and punitive damages. If you send a letter telling a debt collector to stop contacting you, you should send it by certified mail and you should keep a copy of the letter for your file.
REMEMBER. The law often changes. Each case is different. This pamphlet is meant to give you general information and not to give you specific legal advice. Please use the information found in this brochure carefully since the law is constantly changing and the information may not accurately reflect any changes in the law that occurred following the creation and publication of the brochure.